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Identity theft is very real and becoming more and more prevalent as criminals become more technologically savvy and the average consumer fails to keep up and unwittingly opens themselves up to potential identity theft. The most common way for your identity to be stolen and used against you: credit card fraud.
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Protecting your identity from criminals should be a priority because the financial and emotional damage this type of crime causes people often causes long-term damage. It’s difficult to navigate the complicated waters of credit bureaus once erroneous items and accounts appear, making the idea of prevention more appealing.
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Identity theft is a very real and immediate danger to millions of people here in the United States, and the statistics for 2010 won’t provide any relief from this growing epidemic. With an economy that is still suffering and a downcast real estate market in most areas, identity theft is on the rise.
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Unfortunately, a stagnant and suffering economy will only lead to increased trend of identity theft in 2010 and beyond, meaning the trend of identity theft crime in 2010 will only get worse if proper precautions aren’t taken by consumers and government.
The following trends of identity theft crime in 2010 predictions were made by the Identity Theft Resource Center (ITRC), a non-profit organization operating out of San Diego, California that formed to raise awareness and combat this crime.
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Read More on : Identity Theft Still on the Rise for 2010 Due to Recession
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LifeLock quickly became synonymous with protecting the average consumer from the perils of identity theft, a crime that continues to rise. LifeLock was designed to protect by preventing your personal information to be used by anyone attempting to defraud you and your good name. LifeLock has expanded its stellar services and includes exciting new features of LifeLock in 2010 to be aware of.
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LifeLock vs. Veracity Credit Optimization is simply a matter of preventing identity theft on one side and dealing with the damage identity theft causes your credit score on the other side. LifeLock’s mission is preventing identity theft while Veracity Credit Optimization is there to repair your already damaged credit score.
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Read More on : Fighting the War on Identity Theft: LifeLock vs. Veracity Credit Optimization
There are many credit repair organizations, such as Lexington Law, who pledge to help consumers who have damaged credit due to fraud and identity theft. This pledge essentially means that you contact Lexington Law after the damage has been done to your credit or identity. LifeLock vs. Lexington Law is a simple matter of prevention vs. playing catch-up to credit criminals.
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Read More on : A Good Offense is a Better Defense Against Credit Fraud
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The closest competitor of the popular LifeLock is ConsumerDirect.com. Many other companies claiming to help you avoid becoming the victim of identity theft are simply credit monitoring companies, meaning that they monitor your credit report, alert you to suspicious changes, and then leave you to sort out the mess. Will ConsumerDirect.com protect you from identity theft better than LifeLock? Read on to find out.
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Read More on : Take Back Control Over Your Credit Report – ConsumerDirect.com vs. LifeLock
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Identity theft is a crime that is difficult to prove, track and prevent without outside help. If you become the victim of identity theft, trying to regain your life and reestablish your good name and credit score is usually an uphill battle if you face it alone. Checking your credit report and score is an important weapon in the fight against identity theft because your credit report gives you access to your financial life. Should you choose the popular FreeCreditReport.com for instant credit access and protection or go a step further with LifeLock?
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Credit monitoring companies, like TrueCredit, do exactly what the name suggests; they monitor your credit report and score and watch for changes and suspicious or fraudulent activity. Having a company monitor your credit report is useful in that you let professionals review your credit report for hints of fraud that you might overlook. But is it really the answer to preventing identity theft?
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