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You hear about it on the news and see the many ads warning about identity theft in your magazines. However, you may think that you are safe from identity theft. If you do, you could be setting yourself up for big trouble. Approximately nine million Americans are victims of identity theft every year, according to the Federal Trade Commission.
Identity theft can come in many forms. Many victims do not realize that their identities have been stolen until long after the fact, and this more often than not is once their credit is already ruined. Identity theft can cause devastating impacts on your life, such as being turned down for a job, denied loans on big purchase items, or even to be arrested for crimes that you did not commit.
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“We looked at a number of companies and found LifeLock had the best product for protecting people from ID theft plus much more. I wish we had found them before my wife and I recently became victims.”
Bobby Joe Harris
Retired Chandler (AZ) Police Chief
“Thieves broke into my home and got everything – my passport, birth certificate, social security card, and several other priceless items. They could have ruined me financially. I had heard about how LifeLock guarantees identity protection. So I put them to the test. A few days later, I started getting phone calls that the thieves were trying to open new credit accounts using my identity. LifeLock’s system worked just like they said it would and stopped the thieves early.”
“I urge everyone to consider employing LifeLock to protect his or her Identity. I am grateful the thieves that tried to get to me were not able to succeed even though they have tried repeated times. LifeLock stopped them!”
Aaron Freeman
Scottsdale, Arizona
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Lifelock is the industry leader in identity theft protection services. Their credit monitoring service protects their many members from financial ruin due to identity fraud and they guarantee their protective services up to $1,000,000. However, in today’s competitive market, more and more identity theft protection companies are popping up with similar business plans. One of these competitors is Trusted ID. Below is a breakdown of the similarities and differences in overall services offered by these two companies.
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IdentityTruth is another privately owned company specializing in identity theft
protection. They claim to be able to predict future potential fraud through information processing and behavior modeling. They ensure that you will receive the earliest possible notification when your identity may be at risk. Below is a breakdown of how their service measures up against Lifelock.
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An increasingly disturbing trend in identity theft is stealing the identity of children. For parents, this is a scary reality, but steps can be taken to protect your children’s identity from predators. LifeLock and Family Secure both offer ways to protect children’s identities.
The Facts About Stealing Children’s Identities
According to LifeLock, 500,000 cases of identity theft involving children are reported annually, which takes up 5 percent of identity theft cases reported. Since children, in general, have no credit history and are usually not monitored, they make convenient targets for thieves wanting to open bank accounts, credit cards and even apply for jobs and avoid paying taxes. When this is done in your child’s name, it can ruin their credit before it even begins and make it difficult to obtain a driver’s license, loans and credit cards once they reach the appropriate age. Your child could even find his name on an arrest warrant due to identity theft.
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One of your most valuable possessions is your identity. Just think about it – if someone steals your identity, they can literally ruin your life. They can affect you getting a loan for a car, a home, or even college. They can even effect whether or not you can rent an apartment or get a job.
Because of this, many people are choosing to use an identity theft protection service. However, there are numerous companies out there to choose from. Here is a look at two of your choices – Lifelock and MyTruston.com.
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Many people do not realize how important their good name is until it is gone. If you are a victim of identity theft, your world can turn upside down in a moment. With identity theft, your credit can be destroyed. You may not be able to get a loan, by a house or a car, or could even miss out on job opportunities. Because of this it is very important to do what you can to protect your credit.
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